The vehicle's insurance and the deductible
What the host's policy covers and what's on you
Every vehicle listed on Vribe drives with a current insurance policy held by its host, verified before the vehicle is published. That policy is included in the rate: you don't buy separate cover. What is on the traveler is the deductible and anything the policy doesn't cover.
Published on August 27, 2026
Whose policy it is
The host's, not Vribe's. Vribe is not an insurer and doesn't sell cover: it verifies that the vehicle has a current policy before publishing it. The cover, its limits and its exclusions are that policy's.
What the deductible is and who pays it
The deductible is the part of a claim the insurer doesn't pay and the policyholder absorbs. On a Vribe rental it's on the traveler when damage reaches the insurance. If the booking had a deposit, it comes out of that first; if that isn't enough, or there was no deposit, the difference is still owed under the contract.
What this guide can't answer
Three things depend on your specific case, and no general guide should answer them for you:
- How much the deductible is: that's set by the host's policy for that vehicle, not by Vribe.
- Exactly what that policy covers and what it excludes.
- What the law requires regarding insurance. Vribe gives no legal or insurance advice.
Frequently asked questions
- Does Vribe sell insurance?
- No. The policy belongs to the host and is included in the rate. Vribe verifies that it's current before the vehicle is published.
- How much is the deductible?
- It depends on the host's policy for that vehicle. Vribe doesn't set that amount.
- Is the deposit a form of insurance?
- No. The deposit covers the deductible and charges arising from the contract, and it isn't a cap on liability: if the damage exceeds it, the host keeps their claims for the difference.